Super-profile & plugin-composition platform (V24, shipped)
The newest depth wave: a single plugin registry is the app's composition mechanism — TILE / CAPABILITY / VALUE plugins resolved by layering FORCED > USER > PRESET > DEFAULT, editable live from a Master Plugin page with source chips. Four persona presets (Corporate Commuter, Super-App Consumer, Gig Driver, Minimal Guest) reshape hubs, auth flows, tracking behaviour and tunables from one account. Built on top: act-on-behalf session delegation with an app-wide "Acting as" banner, a verification centre with corporate-email/OTP + card KYC, growth surfaces (referral, coupons, scratch rewards), membership (club, subscriptions, incentives), external wallet linking via OTP, and payout identity (masked bank + editable UPI handle + QR) — shipped, with a V25→V37 series landed on top (on-device intelligence, JWT auth, closeout hardening, home cards/advances, What's New), still zero backend.